Understanding Gift Cards
Educational resources and comprehensive information about gift cards and how they work
What Are Gift Cards?
Gift cards are prepaid stored-value cards that can be used as an alternative to cash for purchases. They have become increasingly popular as gifts and personal payment tools. Our website provides educational content to help you understand how gift cards function, their benefits, and best practices for using them.
Educational Content
Learn about different types of gift cards, including retail-specific and general-purpose prepaid cards, and how they differ from traditional payment methods.
How They Work
Understand the mechanics behind gift cards, from activation and loading funds to redemption and balance checking processes.
Usage Tips
Discover helpful information about safely using gift cards, protecting your card information, and maximizing their value.
Consumer Information
Access important consumer information about gift card regulations, expiration policies, and your rights as a cardholder.
Types of Gift Cards
Retail Gift Cards
These cards are issued by specific retailers and can only be used at their stores or websites. They are commonly given as gifts and are available in various denominations.
Restaurant Gift Cards
Specific to dining establishments, these cards allow recipients to enjoy meals at their favorite restaurants. They often come with no expiration dates per federal law.
General Purpose Prepaid Cards
These cards can be used anywhere that accepts standard card payments. They function similarly to debit cards but are prepaid with a specific amount.
Digital Gift Cards
Electronic versions that are delivered via email or mobile apps. These have become increasingly popular due to their convenience and instant delivery.
Learn More About Gift Cards
Explore our comprehensive guides and resources to better understand gift cards and how to use them effectively.